Use It or Lose It: 6 Ways to Maximize Dental Insurance Benefits

Image

By Cocalico Dental

As the year winds down, it’s a prime time to review your dental insurance benefits. Many plans have a “Use it or lose it” policy, meaning any unused benefits will expire with the arrival of the new year. Don’t miss out on the opportunity to make the most of your coverage. Here’s a practical guide to ensure you use your dental insurance before it resets.

Maximize The Benefits Of Dental Insurance

Schedule Your Preventive Visits

Get Ahead of Dental Problems!

Dental insurance often covers essential preventive care, including regular checkups and cleanings. These services are crucial for maintaining your oral health and preventing future issues.

  • Routine Cleanings: Most insurance plans include coverage for at least two cleanings per year. If you haven’t utilized these, book your appointments now. Keeping up with these visits can prevent cavities and gum disease.
  • Regular Checkups: These appointments help catch issues early, which can save you from more complex and costly dental treatments down the line. If you’re due for a checkup, now is the time to schedule it.

By using your insurance benefits for these preventive measures, you’re investing in your long-term health and potentially avoiding expensive dental procedures.

Utilize Coverage for Major Treatments

If you’ve been putting off major dental work, like fillings, crowns, or root canals, now is the time to act. Dental insurance typically covers a significant portion of these treatments.

  • Maximize Your Benefits: Check how much of your annual benefit limit you have left. Use these funds for necessary treatments before they reset.
  • Reduce Your Costs: By leveraging your insurance now, you can reduce your out-of-pocket expenses for these critical procedures.

Addressing any outstanding dental work before the year ends can help you manage costs and maintain optimal oral health.

Review Your Insurance Benefits

Before scheduling any treatments, take a moment to understand your dental insurance policy. Knowing what’s covered and any limitations can help you make the best use of your benefits.

  • Check Your Annual Maximum: Find out how much of your annual maximum benefit you’ve used and how much remains. This information will help you plan your treatments effectively.
  • Understand Coverage Details: Review what procedures are covered and if there are any specific requirements for claims or approvals.

Knowing these specifics guarantees that you make wise choices and fully utilize your benefits.

Take Advantage of Online Services

Managing your dental care has never been easier with online services. Many practices offer secure online platforms where you can:

  • Access Your Account Information: View your appointment history and current charges anytime.
  • Receive Appointment Reminders: Sign up for email or text reminders to stay on top of your dental care schedule.
  • Check Payment History: Review your payment history to see any outstanding charges.
  • Print Necessary Documents: Easily print flex spending reimbursement and tax receipts.

If you haven’t set up your online account, let us help you get started. We’re here to make managing your dental care as straightforward as possible.

Don’t Wait Until the Last Minute

With the end of the year approaching, it’s important to use your dental benefits before they expire.

  • Book Appointments Early: Avoid the rush by scheduling your checkups and treatments now. This will give you time to address any issues and use your benefits efficiently.
  • Plan Your Treatments: If you have major treatments pending, prioritize scheduling them before the year ends to ensure they’re covered by your insurance.

By acting now, you can prevent any last-minute stress and ensure you’re making the most of your dental coverage.

Act Now and Save

The “Use it or lose it” policy can be a challenge, but with a little planning, you can ensure you’re not leaving any benefits unused.

  • Schedule Your Care: Call us today at (717) 339-4005 to book your appointments before the year ends.
  • Consult with Our Team: Our staff is always available to answer questions about your insurance and help you navigate your benefits.

Don’t let your dental insurance benefits go to waste! Reach out to us at Cocalico Dental to schedule your checkup or any needed treatments. We’re committed to helping you maximize your benefits and maintain a healthy smile.

Contact us today to make the most of your insurance before it’s too late. We look forward to assisting you with your dental care needs!

New Patients & Emergency Appointments Welcome!